Free ROI tool

Malaysia Investment
Cost Calculator

Malaysia offers one of the best financial cases for relocation in Asia — lower taxes, no capital gains tax, world-class healthcare at a fraction of Western prices, and a cost of living that lets you live significantly better for significantly less. This calculator shows you exactly what that means for your situation.

0%Capital gains tax on most investments

60%Average cost saving vs Singapore, UK or Australia

Top 10Global ranking for healthcare value

Investment Cost Calculator

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Common questions

Everything about investing and living in Malaysia

Questions about the numbers? Here are the most common things people ask before making the move to Malaysia as an investor or long-term resident.

The investment depends on the tier you choose: Silver requires a USD 150,000 fixed deposit, Gold requires USD 500,000, and Platinum requires USD 1,000,000. Each tier also has a mandatory property purchase requirement ranging from RM 600,000 to RM 2 million.

Yes, after one year, you can typically withdraw up to 50% of the principal amount. However, this withdrawal is strictly limited to approved expenses such as purchasing property in Malaysia, healthcare costs, or children’s education.

While the general threshold is RM 1,000,000, it varies by state. For example, in Selangor, the minimum is RM 2,000,000 for most zones. However, under the 2026 MM2H Silver tier, participants may purchase residential property starting from RM 600,000 in specific areas.

Yes. Unlike the Silver and Gold MM2H tiers, the PVIP (and the MM2H Platinum tier) grants participants the right to work, own a business, and invest in local companies without needing a separate employment pass.

As of January 1, 2026, foreign buyers (non-citizens and foreign companies) are subject to a flat 8% stamp duty rate on residential property transfers, which is an increase from the previous 4% flat rate.

For the standard MM2H tiers (Silver, Gold, Platinum), the minimum age is 25. For the Special Economic Zone (SEZ) category, the minimum age is lowered to 21. There is no upper age limit for any of the programs.

Your MM2H Tier Based on your inputs

Silver Tier

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At a Glance

MM2H tierSilver
Required fixed depositSilver
Min. monthly income -
Visa duration -
Min. stay required -
Min. property purchase -
Path to PR-
Dependants allowed -

Indicative profile based on your inputs. MM2H requirements are set by MOTAC and subject to change. Speak to a licensed MM2H agent to confirm eligibility.

What you can do in Malaysia

Live in Malaysia for 5 years — renewable indefinitely

Travel in and out freely — multiple entry

Bring spouse and children as dependants

Purchase property above RM 600,000

Access private healthcare at Malaysian rates

Enrol children in international schools

Withdraw 50% of fixed deposit after 12 months

Work for a Malaysian employer

Use as a pathway to permanent residency

Want an exact figure?

Speak to a licensed MM2H investment advisor

Our verified agents specialise in MM2H applications for investors and retirees. Get a personalised ROI breakdown and visa assessment.